![]() Need an appraisal for an FHA-backed mortgage? Call Graceville Realty, LLC.The FHA publishes a list of approved appraisers for each state - Graceville Realty, LLC. is on the roster of approved appraisers for VA. Graceville Realty, LLC. is certified and approved to do appraisals for FHA insured loans. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Graceville Realty, LLC. is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Graceville Realty, LLC. if you need an appraisal done for an FHA-secured loan. The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is underwritten by them. The lending organization provides all the loaned money; the FHA simply insures the loan by providing mortgage insurance in case the borrower does not pay off his or her loan. Accessible to all homebuyers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are particularly beneficial to those purchasers with less available cash. |